Dental Insurance – Mansfield, TX
Top-Quality Care at an Affordable Price
Here at 360 Dental Lounge in Mansfield, our team is proud to provide truly outstanding care to each and every patient. However, we also recognize that many individuals are concerned about the cost of various services. That is why we welcome dental insurance, and we are even in-network with many popular plans. We are eager to help you use your plan in a way that allows you to enjoy top-quality care at an affordable price. Whether you take advantage of it to maintain or improve your oral health, it could significantly reduce your out-of-pocket expenses!
How Dental Insurance Works
Every dental insurance plan is unique, and the details can vary greatly between them. Therefore, it is important that you familiarize yourself with the benefits and stipulations that come with your policy. In the meantime, here is a basic overview of the coverage you can expect with many PPO-type insurance plans:
- Preventive care, typically including cleanings, exams, and X-rays, is usually 100% covered.
- Minor services, such as fillings and simple extractions, are often up to 80% covered.
- Major services, usually including crowns, dentures, and some types of oral surgery, are frequently up to 50% covered.
- Orthodontia is up to 50% covered on some premium plans.
- Cosmetic services are not typically covered.
What Is the Difference Between Dental & Medical Insurance?
Dental insurance has a strong preventive focus; it offers robust coverage for cleanings, checkups, and other services that are designed to protect you from major oral health issues in the future. Medical insurance does not cover such basic dental services. However, in some cases, it covers major treatments, such as some types of oral surgery. It also applies to some types of sleep apnea therapy.
In-Network vs. Out-of-Network
Whether our team is in your insurance network or outside of it, you may be able to use your benefits in our practice.
In-Network Coverage
If a practice is in-network with your insurance, it simply means they have agreed to a contract that protects the interests of both patients and the insurance company. Often, patients end up paying less out-of-pocket at in-network providers. We are proud to be in-network with:
- Aetna
- Ameritas
- CIGNA Dental
- Blue Cross Blue Shield
- DeCare/Wellpoint
- Delta Dental
- DNoA (Dental Network of America, LLC)
- Envolve
- Guardian
- Humana Dental
- Kansas City Life Insurance Company
- Metlife
- Principal Life Insurance Company
- SunLife Financial Dental
- United Healthcare Dental
Out-of-Network
If you have a PPO dental plan, you are free to use your benefits at virtually any dental practice, including those that are not in your network. If you do not see your insurance company listed above, give us a call to learn how we can help you maximize the value that you get from your policy!
